JCB Finance Options

  • Chattel Mortgage structures, with or without balloon payments.
  • Finance and Operating Lease structures, which offer off-balance sheet reporting, and potential taxation benefits over traditional finance contracts.
  • Service contracts can be included in your finance structure
  • You can elect to make your repayments monthly, quarterly, annually, or even seasonally, to match your income flow.
  • Finance terms range from 12 months through to 60 months
  • Single equipment purchase or entire equipment fleet options are available

0% Interest, $0 Deposit, $0 Repayments for 4 months on Mini Excavators & Skid Steers

Make the Smart Choice! Earn income now and pay for your machine later!

* Terms and Conditions Apply.

Investing in machinery is key to maintaining and developing a successful business. But what is the best way to fund such an investment? We are here to help you to find the right solution for your business.

We are a ‘people’s business’ with a nationwide team who combine extensive experience with a genuine interest in helping to meet your particular requirements. As an organisation, we put real emphasis on the value of hard work, honesty and enthusiasm. Our aim is always focus on meeting the needs of our customers and to treat them fairly.

We are experienced in providing asset finance for customers in the construction, agricultural and industrial sectors. JCB Finance can offer you fast, flexible finance solutions that help you preserve your working capital whilst spreading the cost in a cost effective and tax efficient manner.

The information provided on our website is just an overview of how JCB Finance can help your business develop. Our finance specialists can give you a far more detailed explanation of all the available finance solutions and work with you to identify which might be most appropriate for your business.

Request a quote



We have a simple application process, and if your ABN has been trading 3 years or more, you may not need to send through financials or proof of income.

Contact the JCB Financial Services Helpline on 1800 199 164 for more information on applying, insurance, terms and conditions and payout figures on your existing finance.




Finance for JCB Agricultural products in Australia is provided by De Lage Landen Pty Limited, part of the global Rabobank Group – the world’s largest agricultural lender.

Terms and Conditions

* Available on chattel mortgage finance; first payment must commence in 2019 (4 months from date of settlement) 0% Interest rate, 28 month term, 4 months deferred, 1.62% Interest rate, 40 months term, 4 months deferred, 2.54% Interest rate, 52 months term, 4 months deferred, Subject to credit approval, fees, terms and conditions apply. Available to approved ABN holders for business purposes only until 31st March 2019 or while stocks last through participating JCB Dealerships. JCB Construction Equipment Financial Services is a program operated by De Lage Landen Pty Limited ABN 20 101 692 040.