JCB Finance Options

  • Chattel Mortgage structures, with or without balloon payments.
  • Finance and Operating Lease structures, which offer off-balance sheet reporting, and potential taxation benefits over traditional finance contracts.
  • Service contracts can be included in your finance structure
  • You can elect to make your repayments monthly, quarterly, annually, or even seasonally, to match your income flow.
  • Finance terms range from 12 months through to 60 months
  • Single equipment purchase or entire equipment fleet options are available

Investing in machinery is key to maintaining and developing a successful business. But what is the best way to fund such an investment? We are here to help you to find the right solution for your business.

We are a ‘people’s business’ with a nationwide team who combine extensive experience with a genuine interest in helping to meet your particular requirements. As an organisation, we put real emphasis on the value of hard work, honesty and enthusiasm. Our aim is always focus on meeting the needs of our customers and to treat them fairly.

We are experienced in providing asset finance for customers in the construction, agricultural and industrial sectors. JCB Finance can offer you fast, flexible finance solutions that help you preserve your working capital whilst spreading the cost in a cost effective and tax efficient manner.

The information provided on our website is just an overview of how JCB Finance can help your business develop. Our finance specialists can give you a far more detailed explanation of all the available finance solutions and work with you to identify which might be most appropriate for your business.

Request a QuoteDownload a Finance Application Form

Finance for JCB Agricultural products in Australia is provided by De Lage Landen Pty Limited, part of the global Rabobank Group – the world’s largest agricultural lender.


Purchase a selected JCB Mini Excavator today and take advantage of an unbeatable 0.99%* finance rate! Available on 18Z, 48Z & 55Z model excavators. Stock is limited, speak with your JCB CEA dealer today to secure yourself a great deal on a new machine! HURRY OFFER CLOSES 30 JUNE 2021.

* Terms and Conditions Apply.


Terms and Conditions

* Offer applies to selected JCB Mini Excavators models- 18Z, 48Z and 55Z applies to standard machine specification with quick hitch and buckets (no other third party attachments or ancillary equipment). Terms and conditions: Offer only applies to JCB 18Z, 48Z and 55Z models. Finance available on chattel mortgage finance. 36 month term, 20% trade and/or deposit. GST paid in month 4. Nil balloon. One off document fee of $495 (plus GST) applies. First repayment must commence 30 days from settlement. Subject to credit approval, fees, terms and conditions apply. Available to approved ABN holders for business purposes only available 1/04/2021 - 30/06/2021 while stocks last through participating JCB Dealerships. JCB Construction Equipment Financial Services is a program operated by De Lage Landen Pty Limited ABN 20 101 692 040.